What We Offer
Innovative solutions, global expertise. Partnering for your success.
Our Solutions
At Arch, we offer global expertise for innovative credit risk solutions to meet the unique needs of our lending partners. Our collaborative approach involves understanding your specific challenges, constraints and long-term goals, ensuring a dynamic and evolving partnership.
Our commitment extends beyond financial returns, recognising the importance of delivering value to all stakeholders — customers, communities and shareholders. Embracing change as a constant, we work closely with our partners to navigate evolving markets and align values every step of the way.
Single Premium
A single premium paid at loan settlement. The premium can be added to the loan (capitalised) and paid through scheduled repayments.
Pool Cover
Credit risk protection to a pool of mortgages, shielding lenders and investors from losses incurred due to borrower defaults.
Staged Premium
An alternative to single premium paid at loan settlement, spread the premium over a flexible term.
Layered Cover
Also known as Excess of Loss or Stop Loss Cover, providing a safety net for lenders managing credit risks, accepting a defined “first loss” level.
Information
Arch LMI as used on this website refers generically to our mortgage insurance operations in Australia. Arch’s mortgage insurance operations in Australia are conducted through Arch Lenders Mortgage Indemnity Limited (Arch Indemnity) (ABN 60 074 042 934), our licensed LMI insurer for Australia with an Australian Credit Licence 388077, and Arch LMI Pty Ltd (ABN 60 601 356 174), which acts as a service company for Arch Indemnity and holds AFSL 549020.
The Australian Prudential Regulation Authority (APRA) has authorised Arch Lenders Mortgage Indemnity Limited as a lenders mortgage insurer.