Credit Risk Transfer & Services

Providing clients with the benefit of the full mortgage underwriting and analytical expertise of Arch’s Global Mortgage Group.

Overview

Arch Credit Risk Services provides clients with the benefit of the full mortgage underwriting and analytical expertise of Arch’s Global Mortgage Group, which includes Arch Mortgage Insurance Company (Arch MI), the largest provider of mortgage insurance in the U.S.

At Arch, our focus is on providing risk management, risk financing and capital optimizing products to the housing sector worldwide. Arch MI has decades of experience underwriting for different insurance and reinsurance lines and a worldwide organization staffed with industry veterans committed to thoughtful risk review and supported by advanced modeling and analytics.

Corporate Contacts

Seamus Fearon

Chief Executive Officer, International Mortgage Group

+1 441 278 9259

[email protected]

James Haney

Vice President, Arch Credit Risk Services

+1 441 278 4031

[email protected]

Why Partner with Arch?

Alignment of Interests

Market leading U.S. mortgage insurer and participant in GSE CRT Programs.

Speed of Participation

Accelerated access to this market by partnering with Arch.

Proprietary Credit Risk Modelling

Designed to effectively asses the uniqueness of GSE CRT portfolios.

Macroeconomic Surveillance

Macroeconomic insights provided by Chief Economist Dr. Ralph DeFranco and his staff.

Advanced Data Visualization Tools

Developed to help clients organize, view and analyze mortgage data.

Download our Brochure

Our Products & Services

Credit Risk Transfer

Credit Risk Advisory Services

Arch Credit Risk Services offers clients such as reinsurers the opportunity to leverage the extensive credit risk management, mortgage underwriting and analytical expertise of Arch’s Global Mortgage Group.

Major reinsurers and other interested parties can tap our deep understanding of the U.S. mortgage market as well as existing systems and professionals to expedite their entry into this expanding field without waiting to build out analytics and processes or hire staff.

Analytical Tools & Offerings

Grounded in over 50 years of MI industry participation, our dedicated team of economists, credit risk modelers, data scientists and actuaries provides clients with the full suite of analytical services required to underwrite GSE CRT transactions.

Macroeconomic Surveillance

The mortgage credit risk the GSEs are transferring to reinsures and the capital markets is correlated to the overall U.S. economy and, more specifically, the housing and mortgage market.

Arch Capital Group employs a team of economists to help customers understand and put into context the economy’s impact on the housing market.

By tracking key market indicators and through the application of the proprietary Arch MI Risk Index®, which is a statistical model based on nine indicators of the health and local housing markets, Arch provides valuable insights that are critical for understanding the current opportunities and risks.

Some of these insights are published in a quarterly industry report, the Housing and Mortgage Market Review® (HaMMR^SM).

View historical HaMMR reports

Arch Credit Risk Services’ clients benefit from the insights provided and receive additional services and reports that are not available to the public.

Advanced Data Visualization Tools

A key benefit of Arch Credit Risk Services is access to a powerful suite of data visualization tools. Built on Microsoft’s Power BI platform, our team of data modelers and scientists provides a wide array of options for reviewing portfolio data. Additionally, clients can access the application to review and assess information that is of particular interest to them.

The Arch Mortgage Risk Model (ARMOR), our proprietary credit risk model, was developed specifically for assessing U.S. mortgage credit risk including collateral in the GSE CRT programs. We also provide clients with results from a benchmark model developed by an external vendor.