What is Arch MI?

Learn about our business, our commitment to innovation and our role in helping to make housing more affordable.

Backed by a solid capital base, we offer expert risk management and financial services to help mortgage lenders protect their investments and expand their origination opportunities. We employ more than 800 professionals and support staff at our headquarters in Greensboro, North Carolina, and in locations throughout the country. An industry-leading sales force with deep relationships gives us unparalleled insight into market challenges, coupled with the maturity and experience to offer solutions. Arch MI is a marketing term for Arch Mortgage Insurance Company and United Guaranty Residential Insurance Company.

Mortgage insurance, or simply “MI,” helps people buy a house with only a modest down payment. This is because MI protects lenders against the increased risk of borrower default related to mortgages with high loan-to-value (LTV) ratios.

Related Links

Products and Services

Arch MI provides an array of products and services, including first-lien mortgage guaranty insurance in a range of premium payment plans. The combination of our risk-focused underwriting platform and extensive loan performance data means we can offer solutions backed by superior analytics to support our customers’ needs. Our competitive pricing tool, Arch MI RateStar®, is the leading risk-based pricing model in the industry, providing rates based on a thorough understanding of the underlying risk.

Join the Team of an Industry Leader

Is an Arch MI career right for you? We offer talented candidates a diverse, dynamic work culture, a generous benefits package, career training and the opportunity to make a difference in housing in this country.

Review our open positions and learn more about our company

Our Companies

  • Arch Mortgage Insurance Company — mortgage guaranty insurance on conventional first mortgages for residential property.
  • Arch Mortgage Guaranty Company — mortgage guaranty insurance products for portfolio loans and unconventional loans that do not meet traditional guidelines.
  • Arch Mortgage Assurance Company — Mortgage guaranty insurance on 2nd liens for residential property and creditor of a portfolio of second mortgages and student loans.
  • United Guaranty Residential Insurance Company — mortgage guaranty insurance on conventional first mortgages for residential property.
  • United Guaranty Services, Inc. dba Arch Fulfillment Services — contract underwriting, customer billing and underwriting operations to support affiliate companies of Arch MI.

Our Platforms

  • Our U.S. Operations – Our U.S. mortgage insurance companies provide mortgage guaranty insurance on conventional first-lien mortgages for residential property.
  • Our International Operations – Arch MI also provides credit risk management solutions globally for high-LTV residential lending. Our offices in Bermuda, Europe, Hong Kong and the United States provide superior customer service and risk management support. For additional information, please visit our international website.

Arch MI Is Your Most Reliable Partner and Counterparty

Arch MI has the highest ratings, a track record of industry-leading innovation, a robust PMIERs sufficiency ratio and support from a strong, diversified parent.

Learn more about our financial strength

Our Executive Team

Michael Schmeiser

Michael Schmeiser

  • President and Chief Executive Officer, Arch Mortgage Insurance Company
Tom Jeter

Tom Jeter

  • Chief Financial Officer, Arch Mortgage Group
Cheryl Feltgen

Cheryl Feltgen

  • Executive Vice President, Chief Risk Officer
John Gaines

John Gaines

  • Executive Vice President, Chief Actuary
Carl Tyree

Carl Tyree

  • Executive Vice President, Chief Sales Officer
Sara Millard

Sara Millard

  • General Counsel, Arch Mortgage Group
Michael Hitt

Michael Hitt

  • Senior Vice President, Insurance Operations
Eric Pearson

Eric Pearson

  • Chief Information Officer, Arch Mortgage Group