Credit Risk Transfer (CRT) is an increasingly important factor in the U.S. housing market and public policy, helping to make mortgages more affordable while reducing the cost of capital, lowering the public’s risk exposure and improving access to liquidity. Read More
Why is manufactured housing production in decline when so many people need affordable housing options? The latest Capital Commentary examines what’s limiting access to factory-built units costing half as much as conventional construction. Read More
In the next two issues of Capital Commentary, we dive into the evolving world of factory-built homes and explore the crucial policy shifts needed to supercharge their role in solving the housing crisis. Read More
Our Customer Service team is happy to assist at 877-642-4642, Option 1, or at [email protected]. Read More
Yes, Arch MI will insure loans for manufactured homes on a primary residence up to 95% LTV (90% LTV on second homes) under our EZ DecisioningSM program with valid Desktop Underwriter® (DU®) Approve/Eligible or Loan Product Advisor® (LPASM) Accept/Eligible findings. Read More
A property appraised as-is in C5 condition due to minor deferred maintenance (normal wear and tear) may be acceptable provided the subject property’s safety, soundness and structural integrity are not impaired. Read More
Complex MI underwriting issues can delay approvals for your borrower’s loan. Don’t waste time trying to resolve them in-house – simply ASK Arch MI. Read More
Worried about deal breakers? For every loan, there’s a Deal Saver. RateStar Buydown gives you the flexibility you need to save the deal. Countdown with us the top four ways this unique sales tool helps you compete to win. Read More
Stay in touch with Arch MI’s PolicyCast and Capital Commentary, which cover the most influential personalities, trends and headline stories shaping policy across the country. Read More
As home prices continue to rise, “appraisal gaps” are emerging as a major challenge to homebuyers. Did you know you can use MI to close the gap and save borrowers thousands of dollars at closing Read More