Mortgage loan officers face challenges due to differences in state real estate laws. To keep pace, experienced mortgage loan officers stay informed, build networks, communicate effectively and proactively anticipate challenges. Read More
Iowa’s slogan is the “State of Minds,” and it’s grappling with its own State of Housing. It's a conversation that demands attention from policymakers. Read More
Lucky families and individuals who find a home to purchase are discovering it costs more than in the past to close the loan. Read More
Robert Gordon of American Property Casualty Insurance Association joins the Arch MI PolicyCast to discuss the impact of climate change on homeowner’s insurance and how insurers are responding by adopting new risk-analysis measures. Read More
NAHB’s Jim Tobin shares how his organization responds to technological advances and what can be done to build enough homes to address the affordability crisis. Read More
March has arrived! Spring Training is in full bloom in Florida and Arizona. Who could ask for anything more? (Well, maybe more affordable homes for sale.) Thanks to a recent suggestion from a reader, this issue of the Capital Commentary is shedding light on the hurdles impeding the growth of Black homeownership. Read More
It’s February — officially the shortest month of the year. Unofficially, it’s the longest if your job is reading the thousands of pages of comment letters submitted in response to the banking agencies’ Basel III Endgame proposal. Read More
Arch MI’s PolicyCast returns in 2024 with two leading housing economists to discuss the outlook for the mortgage industry, interest rates and more. Read More
Your mail might arrive on time, but weather catastrophes might also raise your homeowners insurance premiums or, worse yet, cause your policy to be canceled. In this issue, Capital Commentary offers a primer on the ongoing property insurance crisis facing homeowners and insurers, alike. Read More
The Urban Institute’s Laurie Goodman joins the Arch MI PolicyCast to discuss the rising importance of non-bank mortgage lenders, strategies for boosting the housing supply and proposed bank regulations that could raise costs for lower-income borrowers. Read More