A 2025 tax code change is helping to make homebuying more affordable, as it restores a deduction that averaged $2,364 per eligible homeowner. Learn how your homebuyers can benefit from this $65 billion tax incentive, starting with federal taxes due April 15, 2027. Read More
With policymakers considering the release of Fannie Mae and Freddie Mac from conservatorship, deciding who takes on mortgage credit losses is more crucial than ever. CRT has quietly been the go-to solution for over a decade. Read More
While home prices, utility costs and property taxes continue to rise, private mortgage insurance (MI) has moved in the opposite direction, becoming significantly less expensive in recent years. This shift makes it even easier to position MI — and the lower down payments it provides makes possible — as a flexible, practical option for today’s buyers. Read More
The latest entry, the California Policy Lab finding that people who leave California locate cheaper housing, inspired us to look at similarly “shocking” conclusions. Read More
John Rogers, Chief Data & Analytics Officer at Cotality, joins host and Capital Commentary author Kirk Willison, SVP of Global Public Affairs at Arch MI, to discuss the challenges for lenders in 2026. Read More
The comprehensive housing bill is progressing in Congress, but the portion restricting investors remains uncertain. This issue of Capital Commentary dives into the pros and cons of an institutional investor limit. Read More
Today’s loans often raise multifaceted questions. ASK Arch MI provides lenders with clear, scenario specific underwriting guidance, fast responses from MI experts and practical direction that helps approvals stay on track without delays. Read More
While Congress often finds itself divided, there’s a rare level of agreement emerging on one issue: Housing affordability is spiraling out of control. This growing consensus is great news … even if there isn’t yet unanimity on solutions. Read More
Arch MI’s new Micro Learning Library delivers quick, on demand training designed for busy mortgage professionals. Each 10- to 20-minute module gives you focused, easy to use guidance on income fundamentals, personal and business tax returns and more. Interactive exercises keep learning fast and practical, so you can get answers exactly when you need them. Read More
Nothing describes making it to the middle class like homeownership. Getting there is the challenge. Read More