Where Trump, Harris Stand on the Housing Crisis
The nation will elect its 47th president in just over two months, and many voters will head to the polls with a primary concern on their minds: the lack of affordable housing. Read More
Mastering the Multi-State Mortgage: An LO’s Guide to Navigating Regulatory Complexities
Mortgage loan officers face challenges due to differences in state real estate laws. To keep pace, experienced mortgage loan officers stay informed, build networks, communicate effectively and proactively anticipate challenges. Read More
Housing Crisis in Rural USA
Iowa’s slogan is the “State of Minds,” and it’s grappling with its own State of Housing. It's a conversation that demands attention from policymakers. Read More
Closing Costs Crackdown
Lucky families and individuals who find a home to purchase are discovering it costs more than in the past to close the loan. Read More
PolicyCast: Navigating the Homeowners Insurance Crisis
Robert Gordon of American Property Casualty Insurance Association joins the Arch MI PolicyCast to discuss the impact of climate change on homeowner’s insurance and how insurers are responding by adopting new risk-analysis measures. Read More
PolicyCast: “It’s Supply, Stupid”
NAHB’s Jim Tobin shares how his organization responds to technological advances and what can be done to build enough homes to address the affordability crisis. Read More
Why We Need to Grow Black Homeownership
March has arrived! Spring Training is in full bloom in Florida and Arizona. Who could ask for anything more? (Well, maybe more affordable homes for sale.) Thanks to a recent suggestion from a reader, this issue of the Capital Commentary is shedding light on the hurdles impeding the growth of Black homeownership. Read More
Fixing Basel III’s Threat to Homeownership
It’s February — officially the shortest month of the year. Unofficially, it’s the longest if your job is reading the thousands of pages of comment letters submitted in response to the banking agencies’ Basel III Endgame proposal. Read More
PolicyCast: Two Number Whisperers Foretell the Housing Horizon
Arch MI’s PolicyCast returns in 2024 with two leading housing economists to discuss the outlook for the mortgage industry, interest rates and more. Read More
Homeowners Insurance Crisis Worsening
Your mail might arrive on time, but weather catastrophes might also raise your homeowners insurance premiums or, worse yet, cause your policy to be canceled. In this issue, Capital Commentary offers a primer on the ongoing property insurance crisis facing homeowners and insurers, alike. Read More