Archive

Insight

White paper: “Increasing Mortgage Affordability and Availability with Reinsurance”

Credit Risk Transfer (CRT) is an increasingly important factor in the U.S. housing market and public policy, helping to make mortgages more affordable while reducing the cost of capital, lowering the pu...

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Insight

As Refinance Fees Loom, Offer Borrowers Additional Savings

Lenders are scrambling to complete refinances ahead of new fees imposed by Fannie Mae and Freddie Mac that will add an average $1,400 to borrowers’ home loans, beginning in December. Stand out in this h...

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Insight

Prepare for a Hotly Competitive Homebuying Season

At a time when low mortgage rates are making properties more affordable, a shortage of homes for sale is also creating challenges for homebuyers....

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Insight

Buying a House without a Spouse: Five Facts about Single Women Homebuyers

Accounting for nearly one in five home purchases, single women are a quiet force in the housing market. We dug into the research to uncover five important facts for mortgage originators to know about wo...

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Insight

As Volume Declines, How Can LOs Maximize Opportunities?

Thanks for all the great comments and emails we’ve received recently, telling us we couldn’t have picked a better time to introduce Arch MI’s new RateStar Buydown℠....

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