Archive
Insight
Harnessing AI for Success and Sidestepping Costly Mistakes
In the evolving mortgage industry, AI is key in lending. Loan officers use AI for marketing, analysis and automating tasks, but must use care to avoid conflicts with customers and regulations....
Learn More
Insight
New Year, New Administration, New Challenges Facing Lenders
Where are rates headed in 2025? It all depends, the Fed recently admitted, on inflation and President Trump’s policies. For mortgage loan officers, this means negotiating unexpected rate fluctuations by...
Learn More
Insight
Unlock 2025 Opportunities with Expert Insights and Resources
The U.S. housing market continues to evolve as economic conditions, mortgage rates and inventory dynamics shape its trajectory. Early 2025 presents a critical period, and forecasts from leading organiza...
Learn More
Insight
Close the Deal: Advisory Role Boosts Loan Officer Success in a Volatile Market
As mortgage rates fluctuate, homebuyers increasingly need guidance to navigate the volatile market. J.D. Power’s 2024 Mortgage Origination Satisfaction Study, released in November, concluded that lender...
Learn More
Insight
White paper: “Increasing Mortgage Affordability and Availability with Reinsurance”
Credit Risk Transfer (CRT) is an increasingly important factor in the U.S. housing market and public policy, helping to make mortgages more affordable while reducing the cost of capital, lowering the pu...
Learn More
Insight
How to Reduce Those Dreaded Underwriting Delays
The mortgage process is a source of significant frustration for many buyers. By streamlining the underwriting process, setting customer expectations and being responsive, mortgage loan officers can impr...
Learn More
Insight
Do Borrower Savings Need a Boost? With MI, Maybe Not
Rising rents create a prime opportunity to help aspiring homebuyers purchase now — not years from now. Lenders who educate these buyers on down payment realities and offer low-down-payment options will ...
Learn More
Insight
Building Loyalty in the Age of Rate Shopping
Encouraging homebuyers to be loyal and provide referrals in today’s highly competitive market requires mortgage loan officers to do a lot of work post-closing. However, these efforts pay off when you su...
Learn More
Insight
Mastering the Multi-State Mortgage: An LO’s Guide to Navigating Regulatory Complexities
Mortgage loan officers face challenges due to differences in state real estate laws. To keep pace, experienced mortgage loan officers stay informed, build networks, communicate effectively and proactive...
Learn More
Insight
Three Smart Tips Can Turn Renters into Homebuyers
A competitive homebuying season awaits first-time buyers already struggling to save for a down payment. As a mortgage LO, you can help them achieve their homeownership dreams faster with three key recom...
Learn More