Arch MI offers simple and clear mortgage insurance programs and products that help expand homeownership opportunities for your borrowers while protecting you against the risk of possible default.

EZ Decisioning

With EZ DecisioningSM, Arch MI delivers faster, easier, more convenient MI approvals with just a few simple guideline overlays. Conforming loans that meet our EZ Decisioning guidelines and receive a DU® Approve/Eligible or LP® Accept/Eligible are eligible for submission with the AUS indicated documentation.


Arch MI’s Construction-to-Permanent program provides a commitment to insure the permanent financing which may be activated either at inception of the interim/construction loan or when construction is completed and the home’s long-term financing is in place.

First Time Home Buyer Initiatives

Arch MI recognizes that first-time homebuyers can face significant challenges. We support state, federal and local programs that can help them prepare responsibly for homeownership and offer practical assistance with the down payment.

Arch MI supports the Agencies’ affordable loan products – Fannie Mae’s HomeReady and Freddie Mac’s Home Possible. For more information on the products visit the Fannie Mae and Freddie Mac websites. Also see the Arch MI Underwriting Manual for our requirements. Also see the Arch MI Underwriting Manual for our requirements.

HUD Opportunities are available in your area.

Borrowers may also want to consider participating in programs offered by organizations in their community.