Insights
Housing policy
PolicyCast: Home Economics: Decoding the Insurance Crisis with Kyla Scanlon
Gen Z author and financial content creator Kyla Scanlon returns to the Arch MI PolicyCast to discuss the homeowner’s insurance crisis and the reforms needed in the markets where insurance providers are ...
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Insight
How to Reduce Those Dreaded Underwriting Delays
The mortgage process is a source of significant frustration for many buyers. By streamlining the underwriting process, setting customer expectations and being responsive, mortgage loan officers can impr...
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Housing policy
PolicyCast: The Future of Housing “In This Economy”
Gen Z author and financial content creator Kyla Scanlon joins the Arch MI PolicyCast for the first of a two-part series to talk about generational sentiment regarding housing and the challenges of build...
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Housing policy
Where Trump, Harris Stand on the Housing Crisis
The nation will elect its 47th president in just over two months, and many voters will head to the polls with a primary concern on their minds: the lack of affordable housing....
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Insight
Do Borrower Savings Need a Boost? With MI, Maybe Not
Rising rents create a prime opportunity to help aspiring homebuyers purchase now — not years from now. Lenders who educate these buyers on down payment realities and offer low-down-payment options will ...
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Housing policy
Will Manufactured Housing Make a Comeback?
Why is manufactured housing production in decline when so many people need affordable housing options? The latest Capital Commentary examines what’s limiting access to factory-built units costing half a...
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Insight
Building Loyalty in the Age of Rate Shopping
Encouraging homebuyers to be loyal and provide referrals in today’s highly competitive market requires mortgage loan officers to do a lot of work post-closing. However, these efforts pay off when you su...
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Insight
Mastering the Multi-State Mortgage: An LO’s Guide to Navigating Regulatory Complexities
Mortgage loan officers face challenges due to differences in state real estate laws. To keep pace, experienced mortgage loan officers stay informed, build networks, communicate effectively and proactive...
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Housing policy
Can Factories Fix Housing?
In the next two issues of Capital Commentary, we dive into the evolving world of factory-built homes and explore the crucial policy shifts needed to supercharge their role in solving the housing crisis....
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