Insights
Housing policy
Homeowners Insurance Crisis Worsening
Your mail might arrive on time, but weather catastrophes might also raise your homeowners insurance premiums or, worse yet, cause your policy to be canceled. In this issue, Capital Commentary offers a ...
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PolicyCast: Unlocking the Data Driving Housing
The Urban Institute’s Laurie Goodman joins the Arch MI PolicyCast to discuss the rising importance of non-bank mortgage lenders, strategies for boosting the housing supply and proposed bank regulations ...
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Are You Overlooking the Fastest-Growing Segment of Mortgage-Ready Homebuyers?
National Hispanic Heritage Month, which runs from Sept. 15 to Oct. 15, is a time to recognize the many contributions of the Hispanic population (20% of Americans) to the social, cultural and economic li...
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PolicyCast: Mark Calabria: “Do Fannie and Freddie Still Matter?”
Mark Calabria returns to the Arch MI PolicyCast for a discussion on the benefits of risk-based pricing, whether the GSEs are necessary and what steps are needed to avert a financial meltdown...
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Regulators Revisit Redlining
If you thought redlining was a housing practice found just in history books, think again. Federal agencies, including the Department of Justice (DOJ) and the Consumer Financial Protection Bureau (CFPB)...
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Frequently ASKed Questions
Complex MI underwriting issues can delay approvals for your borrower’s loan. Don’t waste time trying to resolve them in-house – simply ASK Arch MI....
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Will Banks Abandon Home Lending?
If scorching summer temperatures weren’t bad enough, the housing finance industry is hot under the collar due to new bank capital requirements, found in the so-called Basel III Endgame, for home loans...
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Five Ways to Boost Your Originations in a Slower Market
With forecasters expecting this year’s mortgage originations to lag behind 2022, every deal counts. Check out five solid strategies that give you an edge with buyers...
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Common Woes Offer Hope for Housing
Sadly, the days are already getting shorter here on the other side of the summer solstice. We thought it a good time to shorten this issue of Capital Commentary, too, by a couple of hundred words while...
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