RateStar Buydown

Buy Down Your Borrower’s MI Premium Payment

The only MI Buydown tool available in the industryRateStar BuydownSM is available to RateStar users exclusively.

Get our most competitive rates from RateStar and then use Buydown for customized MI payments the competition can’t match.

Buydown’s added flexibility allows for a higher level of customization than with split premium products.

RateStar Buydown makes it easy to experiment with different combinations of upfront and monthly payments to customize the perfect solution for cost-conscious borrowers. Learn more in our Buydown Rate Quote and MI Order Process Guide and view a video demonstration of how to get a RateStar Buydown.

It’s the ultimate flexibility for lenders:

  • Buy down the MI using any lender and/or seller credits, as well as borrower funds — no money left on the table.
  • Lower premium payments allow more loans to qualify for GSE loan requirements.*
  • Works with Arch MI’s Standard and EZ Monthly plans, as well as Arch Mortgage Guaranty Company (AMGC) products.

*For example, Fannie Mae Debt-to-Income ratios and/or Freddie Mac Automated Underwriting System approval.