Insights

Insight

Combat Mortgage Fraud with AI-Powered Tech and Intuition

The threat of mortgage fraud is rising, while experts fear AI tools are making these schemes harder to detect. As a first line of defense, mortgage loan officers use a combination of technology tools an...

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Housing policy

PolicyCast: From Bailout to Breakout? The Future of Fannie & Freddie

Don Layton, from the NYU Furman Center for Real Estate and Urban Policy, dives deep into credit risk transfer, the roles of Fannie Mae and Freddie Mac and the transformative impact of conservatorship....

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Insight

Has the Mortgage Industry’s AI Future Already Arrived?

Generative AI transforms mortgage lending with chatbots for pre-qualification, drones for appraisals and apps for real-time underwriting updates....

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Insight

Harnessing AI for Success and Sidestepping Costly Mistakes

In the evolving mortgage industry, AI is key in lending. Loan officers use AI for marketing, analysis and automating tasks, but must use care to avoid conflicts with customers and regulations....

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Housing policy

PolicyCast: Paradise Lost: The Battle to Rebuild LA

Liam Dillon of the LA Times joins the Arch MI PolicyCast to discuss rebuilding efforts after the 2025 wildfires. He covers the disaster’s direct impact, construction labor shortages and the rising cost ...

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Housing policy

PolicyCast: The $330 Billion Question: DC Insiders Talk Trump and Housing

Two veteran Capitol Hill analysts return to the Arch MI PolicyCast to discuss the second Trump administration’s impact on housing. Kirk Willison’s guests are Cowen Washington Research Group’s Jaret Seib...

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Housing policy

Living Too Dangerously?

The recent Los Angeles fires are a stark reminder that Mother Nature's power cannot be ignored. Why it matters: Natural disasters are exacerbating challenges in a housing market already strained by shor...

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Insight

New Year, New Administration, New Challenges Facing Lenders

Where are rates headed in 2025? It all depends, the Fed recently admitted, on inflation and President Trump’s policies. For mortgage loan officers, this means negotiating unexpected rate fluctuations by...

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Housing policy

PolicyCast: Where do you go when your insurer says ”No”?

Gina Hardy joins the Arch MI PolicyCast to discuss the benefits and challenges her associations have in the residual insurance market....

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