Insights
Housing policy
Where Trump, Harris Stand on the Housing Crisis
The nation will elect its 47th president in just over two months, and many voters will head to the polls with a primary concern on their minds: the lack of affordable housing....
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Insight
Do Borrower Savings Need a Boost? With MI, Maybe Not
Rising rents create a prime opportunity to help aspiring homebuyers purchase now — not years from now. Lenders who educate these buyers on down payment realities and offer low-down-payment options will ...
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Housing policy
Will Manufactured Housing Make a Comeback?
Why is manufactured housing production in decline when so many people need affordable housing options? The latest Capital Commentary examines what’s limiting access to factory-built units costing half a...
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Insight
Building Loyalty in the Age of Rate Shopping
Encouraging homebuyers to be loyal and provide referrals in today’s highly competitive market requires mortgage loan officers to do a lot of work post-closing. However, these efforts pay off when you su...
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Insight
Mastering the Multi-State Mortgage: An LO’s Guide to Navigating Regulatory Complexities
Mortgage loan officers face challenges due to differences in state real estate laws. To keep pace, experienced mortgage loan officers stay informed, build networks, communicate effectively and proactive...
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Housing policy
Can Factories Fix Housing?
In the next two issues of Capital Commentary, we dive into the evolving world of factory-built homes and explore the crucial policy shifts needed to supercharge their role in solving the housing crisis....
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Housing policy
Housing Crisis in Rural USA
Iowa’s slogan is the “State of Minds,” and it’s grappling with its own State of Housing. It's a conversation that demands attention from policymakers....
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Housing policy
Closing Costs Crackdown
Lucky families and individuals who find a home to purchase are discovering it costs more than in the past to close the loan....
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Insight
Three Smart Tips Can Turn Renters into Homebuyers
A competitive homebuying season awaits first-time buyers already struggling to save for a down payment. As a mortgage LO, you can help them achieve their homeownership dreams faster with three key recom...
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