USMI
Housing policy
The Other CRT
With policymakers considering the release of Fannie Mae and Freddie Mac from conservatorship, deciding who takes on mortgage credit losses is more crucial than ever. CRT has quietly been the go-to solut...
Learn More
Housing policy
The Obvious Is Becoming a Housing Problem We Can’t Ignore
The latest entry, the California Policy Lab finding that people who leave California locate cheaper housing, inspired us to look at similarly “shocking” conclusions....
Learn More
Housing policy
Pro vs. Anti-Investor Ban
The comprehensive housing bill is progressing in Congress, but the portion restricting investors remains uncertain. This issue of Capital Commentary dives into the pros and cons of an institutional inve...
Learn More
Housing policy
Bipartisan Housing Affordability Alarm
While Congress often finds itself divided, there’s a rare level of agreement emerging on one issue: Housing affordability is spiraling out of control. This growing consensus is great news … even if ther...
Learn More
Housing policy
Voters Want Solutions as Housing Costs Squeeze the Middle Class
Nothing describes making it to the middle class like homeownership. Getting there is the challenge....
Learn More
Housing policy
What We’re Watching for in Housing This Year
As we step into 2026, a mid-term election year, we already see an increased focus on housing affordability from an administration hoping to maintain a GOP majority in Congress....
Learn More
Info
USMI – Polly PPE
Arch MI Technology Partner Update IMPORTANT UPDATE: Effective Jan. 16, Arch MI is pleased to announce that our premium rates will continue to be accessible via the Polly Product & Pricing Engine℠, f...
Learn More
Housing policy
Global Housing Puzzle — Australia’s Risky Bet — EU’s Securitization Boost
Affordable homeownership isn't just a challenge in the United States. From Australia to the European Union, nations worldwide grapple with how to expand homeownership and stimulate housing investment....
Learn More
Housing policy
Living Too Dangerously?
The recent Los Angeles fires are a stark reminder that Mother Nature's power cannot be ignored. Why it matters: Natural disasters are exacerbating challenges in a housing market already strained by shor...
Learn More