Housing Policy
Get expert analysis of the national and regional changes
that affect your business.
Want to stay current with the latest changes to housing policy? Kirk Willison, our VP-Government and Industry Relations, anchors PolicyCast, a video podcast series featuring his interviews with top housing officials from across the nation. He also authors Capital Commentary, which covers public policy legislation shaping the housing industry’s future.
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February 14, 2024
Fixing Basel III’s Threat to Homeownership
It’s February — officially the shortest month of the year. Unofficially, it’s the longest if your job is reading the thousands of pages of comment letters submitted in response to the banking agencies’ …
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February 13, 2024
PolicyCast: Two Number Whisperers Foretell the Housing Horizon
Arch MI’s PolicyCast returns in 2024 with two leading housing economists to discuss the outlook for the mortgage industry, interest rates and more….
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October 11, 2023
Homeowners Insurance Crisis Worsening
Your mail might arrive on time, but weather catastrophes might also raise your homeowners insurance premiums or, worse yet, cause your policy to be canceled. In this issue, Capital Commentary offers a …
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September 28, 2023
PolicyCast: Unlocking the Data Driving Housing
The Urban Institute’s Laurie Goodman joins the Arch MI PolicyCast to discuss the rising importance of non-bank mortgage lenders, strategies for boosting the housing supply and proposed bank regulations …
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September 7, 2023
PolicyCast: Mark Calabria: “Do Fannie and Freddie Still Matter?”
Mark Calabria returns to the Arch MI PolicyCast for a discussion on the benefits of risk-based pricing, whether the GSEs are necessary and what steps are needed to avert a financial meltdown…
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August 30, 2023
Regulators Revisit Redlining
If you thought redlining was a housing practice found just in history books, think again. Federal agencies, including the Department of Justice (DOJ) and the Consumer Financial Protection Bureau (CFPB)…
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August 9, 2023
Will Banks Abandon Home Lending?
If scorching summer temperatures weren’t bad enough, the housing finance industry is hot under the collar due to new bank capital requirements, found in the so-called Basel III Endgame, for home loans…
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July 13, 2023
Common Woes Offer Hope for Housing
Sadly, the days are already getting shorter here on the other side of the summer solstice. We thought it a good time to shorten this issue of Capital Commentary, too, by a couple of hundred words while…
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July 6, 2023
PolicyCast: How Housing Avoided Disaster during the Pandemic
In the first of a two-part episode, Dr. Mark Calabria, former FHFA Director and author of “Shelter from the Storm: How a COVID Mortgage Meltdown Was Averted,” discusses how his experiences during the Gr…
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About Arch MI’s Capital Commentary
Capital Commentary newsletter reports on the public policy issues shaping the housing industry’s future. Each issue presents insights from a team led by Kirk Willison.
About Arch MI’s PolicyCast
PolicyCast — a video podcast series hosted by Kirk Willison — enables mortgage professionals to keep on top of the issues shaping the future of housing and the new policy initiatives under consideration in Washington, D.C., the state capitals and the financial markets.
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