Housing Policy

Get expert analysis of the national and regional changes
that affect your business.

Want to stay current with the latest changes to housing policy? Kirk Willison, our SVP of Global Public Affairs, anchors PolicyCast, a video podcast series featuring his interviews with top housing officials from across the nation. He also authors Capital Commentary, which covers public policy legislation shaping the housing industry’s future.

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May 20, 2026

The Other CRT

With policymakers considering the release of Fannie Mae and Freddie Mac from conservatorship, deciding who takes on mortgage credit losses is more crucial than ever. CRT has quietly been the go-to solut…

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April 8, 2026

The Obvious Is Becoming a Housing Problem We Can’t Ignore

The latest entry, the California Policy Lab finding that people who leave California locate cheaper housing, inspired us to look at similarly “shocking” conclusions….

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March 17, 2026

Pro vs. Anti-Investor Ban

The comprehensive housing bill is progressing in Congress, but the portion restricting investors remains uncertain. This issue of Capital Commentary dives into the pros and cons of an institutional inve…

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February 24, 2026

Bipartisan Housing Affordability Alarm

While Congress often finds itself divided, there’s a rare level of agreement emerging on one issue: Housing affordability is spiraling out of control. This growing consensus is great news … even if ther…

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February 9, 2026

Voters Want Solutions as Housing Costs Squeeze the Middle Class

Nothing describes making it to the middle class like homeownership. Getting there is the challenge….

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January 22, 2026

What We’re Watching for in Housing This Year

As we step into 2026, a mid-term election year, we already see an increased focus on housing affordability from an administration hoping to maintain a GOP majority in Congress….

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August 4, 2025

Global Housing Puzzle — Australia’s Risky Bet — EU’s Securitization Boost

Affordable homeownership isn’t just a challenge in the United States. From Australia to the European Union, nations worldwide grapple with how to expand homeownership and stimulate housing investment….

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January 28, 2025

Living Too Dangerously?

The recent Los Angeles fires are a stark reminder that Mother Nature’s power cannot be ignored. Why it matters: Natural disasters are exacerbating challenges in a housing market already strained by shor…

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October 29, 2024

Capital Commentary: VOTE!

After a seemingly endless campaign, Election Day is a week away. Of course, millions of voters will exercise their right to vote beforehand via early voting, absentee voting or vote-by-mail options. For…

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About Arch MI’s Capital Commentary

Capital Commentary newsletter reports on the public policy issues shaping the housing industry’s future. Each issue presents insights from a team led by Kirk Willison.


About Arch MI’s PolicyCast

PolicyCast — a video podcast series hosted by Kirk Willison — enables mortgage professionals to keep on top of the issues shaping the future of housing and the new policy initiatives under consideration in Washington, D.C., the state capitals and the financial markets.


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