Housing Policy
Get expert analysis of the national and regional changes
that affect your business.
Want to stay current with the latest changes to housing policy? Kirk Willison, our VP-Government and Industry Relations, anchors PolicyCast, a video podcast series featuring his interviews with top housing officials from across the nation. He also authors Capital Commentary, which covers public policy legislation shaping the housing industry’s future.
June 16, 2024
Can Factories Fix Housing?
In the next two issues of Capital Commentary, we dive into the evolving world of factory-built homes and explore the crucial policy shifts needed to supercharge their role in solving the housing crisis….
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June 12, 2024
Housing Crisis in Rural USA
Iowa’s slogan is the “State of Minds,” and it’s grappling with its own State of Housing. It’s a conversation that demands attention from policymakers….
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May 30, 2024
Closing Costs Crackdown
Lucky families and individuals who find a home to purchase are discovering it costs more than in the past to close the loan….
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March 11, 2024
Why We Need to Grow Black Homeownership
March has arrived! Spring Training is in full bloom in Florida and Arizona. Who could ask for anything more? (Well, maybe more affordable homes for sale.) Thanks to a recent suggestion from a reader, th…
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February 14, 2024
Fixing Basel III’s Threat to Homeownership
It’s February — officially the shortest month of the year. Unofficially, it’s the longest if your job is reading the thousands of pages of comment letters submitted in response to the banking agencies’ …
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October 11, 2023
Homeowners Insurance Crisis Worsening
Your mail might arrive on time, but weather catastrophes might also raise your homeowners insurance premiums or, worse yet, cause your policy to be canceled. In this issue, Capital Commentary offers a …
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August 30, 2023
Regulators Revisit Redlining
If you thought redlining was a housing practice found just in history books, think again. Federal agencies, including the Department of Justice (DOJ) and the Consumer Financial Protection Bureau (CFPB)…
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August 9, 2023
Will Banks Abandon Home Lending?
If scorching summer temperatures weren’t bad enough, the housing finance industry is hot under the collar due to new bank capital requirements, found in the so-called Basel III Endgame, for home loans…
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July 13, 2023
Common Woes Offer Hope for Housing
Sadly, the days are already getting shorter here on the other side of the summer solstice. We thought it a good time to shorten this issue of Capital Commentary, too, by a couple of hundred words while…
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About Arch MI’s Capital Commentary
Capital Commentary newsletter reports on the public policy issues shaping the housing industry’s future. Each issue presents insights from a team led by Kirk Willison.
About Arch MI’s PolicyCast
PolicyCast — a video podcast series hosted by Kirk Willison — enables mortgage professionals to keep on top of the issues shaping the future of housing and the new policy initiatives under consideration in Washington, D.C., the state capitals and the financial markets.
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