Archive
Housing policy
Capital Commentary: VOTE!
After a seemingly endless campaign, Election Day is a week away. Of course, millions of voters will exercise their right to vote beforehand via early voting, absentee voting or vote-by-mail options. For...
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Housing policy
Where Trump, Harris Stand on the Housing Crisis
The nation will elect its 47th president in just over two months, and many voters will head to the polls with a primary concern on their minds: the lack of affordable housing....
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Housing policy
Will Manufactured Housing Make a Comeback?
Why is manufactured housing production in decline when so many people need affordable housing options? The latest Capital Commentary examines what’s limiting access to factory-built units costing half a...
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Housing policy
Can Factories Fix Housing?
In the next two issues of Capital Commentary, we dive into the evolving world of factory-built homes and explore the crucial policy shifts needed to supercharge their role in solving the housing crisis....
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Housing policy
Housing Crisis in Rural USA
Iowa’s slogan is the “State of Minds,” and it’s grappling with its own State of Housing. It's a conversation that demands attention from policymakers....
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Housing policy
Closing Costs Crackdown
Lucky families and individuals who find a home to purchase are discovering it costs more than in the past to close the loan....
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Housing policy
Why We Need to Grow Black Homeownership
March has arrived! Spring Training is in full bloom in Florida and Arizona. Who could ask for anything more? (Well, maybe more affordable homes for sale.) Thanks to a recent suggestion from a reader, th...
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Housing policy
Fixing Basel III’s Threat to Homeownership
It’s February — officially the shortest month of the year. Unofficially, it’s the longest if your job is reading the thousands of pages of comment letters submitted in response to the banking agencies’ ...
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Housing policy
Homeowners Insurance Crisis Worsening
Your mail might arrive on time, but weather catastrophes might also raise your homeowners insurance premiums or, worse yet, cause your policy to be canceled. In this issue, Capital Commentary offers a ...
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Housing policy
Regulators Revisit Redlining
If you thought redlining was a housing practice found just in history books, think again. Federal agencies, including the Department of Justice (DOJ) and the Consumer Financial Protection Bureau (CFPB)...
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