Archive
Housing policy
Growing Risks to Housing Finance System?
This issue of Capital Commentary highlights new potential risks to the housing finance system: reducing the effectiveness of transferring credit risk and eliminating title insurance and full appraisals ...
Learn More
Housing policy
Queen City’s King-Size Problems
Arch MI leaders recently visited Cincinnati, Ohio, to ask local stakeholders about the causes and ramifications of the limited supply of homes available for sale and what should be done to boost afforda...
Learn More
Housing policy
Rising Homeownership Barriers
We’re a month from spring, which traditionally kicks off homebuying season. But mounting barriers are delaying or canceling the American dream of homeownership for growing numbers of prospective buyers....
Learn More
Housing policy
Housing Policymakers to Watch
In our previous Capital Commentary, we asked leading advocates about their top housing priorities in 2023. This issue examines which policymakers will decide housing’s future, both as regulators and l...
Learn More
Housing policy
Will Hill Help Housing?
What are the housing problems policymakers will confront over the next two years? Who better to ask than leading housing trade groups and housing advocates? They shared their insights with Capital Comme...
Learn More
Housing policy
One Big Thing: Housing’s Cloudy Forecast
Capital Commentary asked leading housing authorities to give their insights on the upcoming year from the perspective of looking back on 2023 from the end of the year rather than the beginning. Their ve...
Learn More
Housing policy
Midterms Were Good News for Housing
Welcome to our end-of-the-year review of the 2022 midterm elections and their impact on housing and homeownership in America....
Learn More
Housing policy
Think Nationally, Act Locally
This Capital Commentary examines the Biden plan and then turns to efforts to focus on barriers and solutions at local levels...
Learn More
Housing policy
Erasing Housing’s Inequities
For this issue, Capital Commentary takes a high-level look at the Equitable Housing Finance Plans (EHFPs) from Fannie Mae and Freddie Mac...
Learn More
Housing policy
Making Homeownership Affordable
While much of the focus on home affordability centers on a shortage of homes or — more recently — rising interest rates, there are other steps policymakers might take to lower the cost of homeownership...
Learn More