Insights
Housing policy
Bags Are Packed, Ready to Go
Whether due to the pandemic, low interest rates, unemployment or the desire for a new start, Americans are on the move. Most are doing it willingly; some have no choice. Capital Commentary looks at some...
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Insight
Five Positive Messages for Millennial Homebuyers
Mortgage originators can offer many homebuyers in the Millennial age group (21–40 years old) positive news about their ability to afford a home as sales numbers set records....
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Housing policy
Looking for a Way Out for the GSEs
Since September 2008, the GSEs have been wards of the government, placed into conservatorship under the authority of the Federal Housing Finance Agency. Capital Commentary explores this topic in this is...
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Housing policy
Now We Know: It’s Joe
Two hundred seventy-eight days after the Iowa caucuses, America knows who its next president will be. In this issue of Capital Commentary, we look at the policies and people that will shape and decide h...
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Housing policy
Finally, It’s Election Day …
Or, perhaps it will turn out to be election week as votes are tabulated over the coming days. Regardless of the results, housing will continue to be a critical driver of the nation’s financial well-bein...
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Insight
The Five Habits of Successful Loan Originators
How can mortgage loan originators finish 2020 strong and begin 2021 with substantial momentum? One time-tested strategy is to emulate a successful LO’s daily habits....
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Housing policy
Take Time to Exercise … Your Vote
In this issue of Capital Commentary, I’d like to invoke a procedure known as a “point of personal privilege.” In parliamentary terms, a point of personal privilege concerns a matter both “timely and urg...
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Housing policy
CRT: Effective, Popular but Threatened
This issue of Capital Commentary discusses the reasons Credit Risk Transfer is so popular among policymakers, capital markets investors, industry groups and consumer advocates....
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Housing policy
Capital Commentary: 2020 Biden-Harris Campaign Housing Policy Review
In this issue, CAPITAL COMMENTARY puts housing policies favored by Joe Biden and Kamala Harris under the magnifying glass. Follow links to learn more about topics. Share the newsletter with colleagues a...
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