Insights
Housing policy
P-S-P-A: CAPS, CAPS, CAPS
This issue of Capital Commentary is about recent amendments to the Preferred Stock Purchase Agreement (PSPA) between the U.S. Department of Treasury and the Federal Housing Finance Agency (FHFA), which ...
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Housing policy
Home = Life
The headline of this issue of Capital Commentary comes from a recent hearing of the U.S. Senate’s Banking, Housing and Urban Affairs Committee, “Home = Life: The State of Housing in America.”...
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Insight
Five Keys to Originating More Construction-to-Permanent Loans
As the tightening housing shortage sets new records, loan originators prepare for a rise in construction-to-permanent mortgage loans....
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Housing policy
A Nation of Involuntary Renters?
Ed Gorman, Chief Community Development Officer of the National Community Reinvestment Coalition (NCRC), warns that too many Americans are destined to be “involuntary renters” without substantial home co...
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Housing policy
Racial Equity Makes “Cents”
As we near the end of Black History Month, Capital Commentary weighs in on the benefits of an invigorated national policy to increase Black homeownership and highlights some of the places where Black Am...
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Insight
Helping Homebuyers Become “House Rich”
Owning a home is one of the biggest drivers of wealth creation, and it’s a topic many homebuyers don’t hear enough about....
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Housing policy
All Eyes On Racial Equity
Black History Month is an appropriate time for Capital Commentary to take a deep dive into public policies designed to address and correct racial inequalities from the perspectives of think tanks, elect...
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Housing policy
A New Beginning
A tumultuous January on top of a turbulent 2020 begs for a new start. Hopefully, that begins today when Joe Biden is sworn in as the nation’s 46th president under his inaugural-themed banner, “America U...
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Insight
Flourishing in Uncertainty
The 2020 housing market exceeded all expectations. Entering 2021, loan originators will undoubtedly face new challenges that require flexibility and innovative solutions to thrive in a fast-changing mar...
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