Insights
Housing policy
A Nation of Involuntary Renters?
Ed Gorman, Chief Community Development Officer of the National Community Reinvestment Coalition (NCRC), warns that too many Americans are destined to be “involuntary renters” without substantial home co...
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Housing policy
Racial Equity Makes “Cents”
As we near the end of Black History Month, Capital Commentary weighs in on the benefits of an invigorated national policy to increase Black homeownership and highlights some of the places where Black Am...
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Insight
Helping Homebuyers Become “House Rich”
Owning a home is one of the biggest drivers of wealth creation, and it’s a topic many homebuyers don’t hear enough about....
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Housing policy
All Eyes On Racial Equity
Black History Month is an appropriate time for Capital Commentary to take a deep dive into public policies designed to address and correct racial inequalities from the perspectives of think tanks, elect...
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Housing policy
A New Beginning
A tumultuous January on top of a turbulent 2020 begs for a new start. Hopefully, that begins today when Joe Biden is sworn in as the nation’s 46th president under his inaugural-themed banner, “America U...
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Insight
Flourishing in Uncertainty
The 2020 housing market exceeded all expectations. Entering 2021, loan originators will undoubtedly face new challenges that require flexibility and innovative solutions to thrive in a fast-changing mar...
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Housing policy
Bags Are Packed, Ready to Go
Whether due to the pandemic, low interest rates, unemployment or the desire for a new start, Americans are on the move. Most are doing it willingly; some have no choice. Capital Commentary looks at some...
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Insight
Five Positive Messages for Millennial Homebuyers
Mortgage originators can offer many homebuyers in the Millennial age group (21–40 years old) positive news about their ability to afford a home as sales numbers set records....
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Housing policy
Looking for a Way Out for the GSEs
Since September 2008, the GSEs have been wards of the government, placed into conservatorship under the authority of the Federal Housing Finance Agency. Capital Commentary explores this topic in this is...
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