Insights
Housing policy
Housing: Brighter Days Ahead
Warmer and longer days are brightening our surroundings and may contribute to a rosier outlook for housing....
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PolicyCast: How to Solve the Affordable Housing Crisis
David Dworkin, President and CEO of the National Housing Conference, joins Kirk Willison to discuss the ongoing housing affordability crisis, reasons for the lack of inventory and the issue of homelessn...
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Will Climate Change Housing’s Future?
Climate change’s long-term implications for housing come under scrutiny in the latest Capital Commentary. Homeowners insurance and heating bills are increasing while policymakers wrestle with climate-ex...
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How to Build Strong Realtor Partnerships That Will Drive Success in 2023
With higher interest rates dampening demand for home loans, mortgage originators should strive to reestablish partnerships with Realtors® to keep their mortgage pipelines producing in these uncertain ti...
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Growing Risks to Housing Finance System?
This issue of Capital Commentary highlights new potential risks to the housing finance system: reducing the effectiveness of transferring credit risk and eliminating title insurance and full appraisals ...
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Queen City’s King-Size Problems
Arch MI leaders recently visited Cincinnati, Ohio, to ask local stakeholders about the causes and ramifications of the limited supply of homes available for sale and what should be done to boost afforda...
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PolicyCast: Risks and Rewards of Small IMBs
Scott Olson, Executive Director of Community Home Lenders Association, discusses the unique challenges for independent mortgage banks and the association’s mission to keep them competitive....
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Rising Homeownership Barriers
We’re a month from spring, which traditionally kicks off homebuying season. But mounting barriers are delaying or canceling the American dream of homeownership for growing numbers of prospective buyers....
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PolicyCast: Housing’s Big Picture
Industry veteran Dave Stevens joins the Arch MI PolicyCast to talk about predictions and perspectives for 2023’s mortgage market and thoughts on where the GSEs need to focus their affordable housing ini...
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