Insights
Insight
National Homeownership Month 2023: What’s Different This Year?
It’s June, the month when historically a record number of new homeowners close on homes. Although mortgage rates were down slightly at the beginning of May (the average 30-year fixed-rate mortgage was 6...
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Housing policy
LLPA Changes Stir Controversy
Anyone following housing policy knows that one issue has dominated recent headlines: Changes to upfront loan prices paid by borrowers on loans sold to Fannie Mae or Freddie Mac that took effect May 1....
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Insight
Help Homebuyers Succeed with Education and Affordable Down Payments
With homebuyers facing new hurdles this year, including higher interest rates and a lack of inventory, mortgage originators focus more on homebuyer education to set expectations up front and equip borro...
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Housing policy
Housing: Brighter Days Ahead
Warmer and longer days are brightening our surroundings and may contribute to a rosier outlook for housing....
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Housing policy
PolicyCast: How to Solve the Affordable Housing Crisis
David Dworkin, President and CEO of the National Housing Conference, joins Kirk Willison to discuss the ongoing housing affordability crisis, reasons for the lack of inventory and the issue of homelessn...
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Housing policy
Will Climate Change Housing’s Future?
Climate change’s long-term implications for housing come under scrutiny in the latest Capital Commentary. Homeowners insurance and heating bills are increasing while policymakers wrestle with climate-ex...
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Insight
How to Build Strong Realtor Partnerships That Will Drive Success in 2023
With higher interest rates dampening demand for home loans, mortgage originators should strive to reestablish partnerships with Realtors® to keep their mortgage pipelines producing in these uncertain ti...
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Housing policy
Growing Risks to Housing Finance System?
This issue of Capital Commentary highlights new potential risks to the housing finance system: reducing the effectiveness of transferring credit risk and eliminating title insurance and full appraisals ...
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Housing policy
Queen City’s King-Size Problems
Arch MI leaders recently visited Cincinnati, Ohio, to ask local stakeholders about the causes and ramifications of the limited supply of homes available for sale and what should be done to boost afforda...
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