Structured Portfolio Solutions
Providing structured mortgage insurance solutions to enhance balance sheet assets to meet internal risk management and regulatory capital goals.
Financial institutions are using Structured Portfolio Solutions to solve for the following issues:
- High-LTV (> 90%) assets receiving pledging haircuts on FHLB lines of credit.
- Improving execution on whole loan sales, loan participation sales and cash securitizations.
- Regulatory exams where high LTV balance sheet concentration is a focus.
- Reserving under the CECL Accounting Framework.
Choose coverage options with a significantly lower cost than standard mortgage insurance.
Clients Served:
- Portfolio lenders.
- Government agencies.
- Institutional investors.
Tailored for Your Institution’s Needs
Our experience includes solutions for large banks, mortgage banks, community banks, credit unions and other entities in need of creative risk management solutions.
Our affiliation with the highest rated mortgage insurer in the industry coupled with innovative structures and risk-based pricing ensures efficient transactions with a reliable counterparty. Solutions include Pool, Mod Pool, Declining Coverage and other tailored transactions.
Corporate Contacts
Corporate Contact
Danny Mamo
Senior Vice President, Structured Capital and Reinsurance
Corporate Contact
Eddie Lee
Director, Structured Capital & Reinsurance