Housing Policy

Get expert analysis of the national and regional changes
that affect your business.

Want to stay current with the latest changes to housing policy? Kirk Willison, our VP-Government and Industry Relations, anchors PolicyCast, a video podcast series featuring his interviews with top housing officials from across the nation. He also authors Capital Commentary, which covers public policy legislation shaping the housing industry’s future.

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March 9, 2021

A Nation of Involuntary Renters?

Ed Gorman, Chief Community Development Officer of the National Community Reinvestment Coalition (NCRC), warns that too many Americans are destined to be “involuntary renters” without substantial home co…

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February 23, 2021

Racial Equity Makes “Cents”

As we near the end of Black History Month, Capital Commentary weighs in on the benefits of an invigorated national policy to increase Black homeownership and highlights some of the places where Black Am…

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February 2, 2021

All Eyes On Racial Equity

Black History Month is an appropriate time for Capital Commentary to take a deep dive into public policies designed to address and correct racial inequalities from the perspectives of think tanks, elect…

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January 20, 2021

A New Beginning

A tumultuous January on top of a turbulent 2020 begs for a new start. Hopefully, that begins today when Joe Biden is sworn in as the nation’s 46th president under his inaugural-themed banner, “America U…

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December 15, 2020

Bags Are Packed, Ready to Go

Whether due to the pandemic, low interest rates, unemployment or the desire for a new start, Americans are on the move. Most are doing it willingly; some have no choice. Capital Commentary looks at some…

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December 3, 2020

Looking for a Way Out for the GSEs

Since September 2008, the GSEs have been wards of the government, placed into conservatorship under the authority of the Federal Housing Finance Agency. Capital Commentary explores this topic in this is…

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November 17, 2020

Now We Know: It’s Joe

Two hundred seventy-eight days after the Iowa caucuses, America knows who its next president will be. In this issue of Capital Commentary, we look at the policies and people that will shape and decide h…

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November 3, 2020

Finally, It’s Election Day …

Or, perhaps it will turn out to be election week as votes are tabulated over the coming days. Regardless of the results, housing will continue to be a critical driver of the nation’s financial well-bein…

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October 20, 2020

Take Time to Exercise … Your Vote

In this issue of Capital Commentary, I’d like to invoke a procedure known as a “point of personal privilege.” In parliamentary terms, a point of personal privilege concerns a matter both “timely and urg…

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About Arch MI’s Capital Commentary

Capital Commentary newsletter reports on the public policy issues shaping the housing industry’s future. Each issue presents insights from a team led by Kirk Willison.


About Arch MI’s PolicyCast

PolicyCast — a video podcast series hosted by Kirk Willison — enables mortgage professionals to keep on top of the issues shaping the future of housing and the new policy initiatives under consideration in Washington, D.C., the state capitals and the financial markets.


About Kirk Willison

As VP of Government and Industry Relations for Arch MI and a mortgage finance expert with more than 25 years in government relations, Kirk speaks candidly with an array of the most influential industry and policy thought leaders in the nation.

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