Housing Policy

Get expert analysis of the national and regional changes
that affect your business.

Want to stay current with the latest changes to housing policy? Kirk Willison, our VP-Government and Industry Relations, anchors PolicyCast, a video podcast series featuring his interviews with top housing officials from across the nation. He also authors Capital Commentary, which covers public policy legislation shaping the housing industry’s future.

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July 21, 2021

“A Change Is Gonna Come”

This issue of Capital Commentary looks at changes coming at the Federal Housing Finance Agency (FHFA), in housing demographics and urban neighborhoods….


June 23, 2021

Summer Studies

As we mark the summer solstice this week, Capital Commentary is using this opportunity to review a potpourri of noteworthy housing analyses that caught our eye but perhaps not the eyes of local or natio…


June 2, 2021

All Eyes on the High Court

Housing policy aficionados are keeping a watchful eye on the U.S. Supreme Court related to the future of the Director of the Federal Housing Finance Agency (FHFA)….


April 27, 2021

Searching for Equilibrium

The law of supply and demand can be boiled down to this: As supply increases, prices tend to drop. When supply falls, prices increase. The economy reaches equilibrium when supply and demand are in balan…


April 14, 2021


This issue of Capital Commentary is about recent amendments to the Preferred Stock Purchase Agreement (PSPA) between the U.S. Department of Treasury and the Federal Housing Finance Agency (FHFA), which …


March 30, 2021

Home = Life

The headline of this issue of Capital Commentary comes from a recent hearing of the U.S. Senate’s Banking, Housing and Urban Affairs Committee, “Home = Life: The State of Housing in America.”…


March 9, 2021

A Nation of Involuntary Renters?

Ed Gorman, Chief Community Development Officer of the National Community Reinvestment Coalition (NCRC), warns that too many Americans are destined to be “involuntary renters” without substantial home co…


February 23, 2021

Racial Equity Makes “Cents”

As we near the end of Black History Month, Capital Commentary weighs in on the benefits of an invigorated national policy to increase Black homeownership and highlights some of the places where Black Am…


February 2, 2021

All Eyes On Racial Equity

Black History Month is an appropriate time for Capital Commentary to take a deep dive into public policies designed to address and correct racial inequalities from the perspectives of think tanks, elect…


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About Arch MI’s Capital Commentary

Capital Commentary newsletter reports on the public policy issues shaping the housing industry’s future. Each issue presents insights from a team led by Kirk Willison.

About Arch MI’s PolicyCast

PolicyCast — a video podcast series hosted by Kirk Willison — enables mortgage professionals to keep on top of the issues shaping the future of housing and the new policy initiatives under consideration in Washington, D.C., the state capitals and the financial markets.

About Kirk Willison

As VP of Government and Industry Relations for Arch MI and a mortgage finance expert with more than 25 years in government relations, Kirk speaks candidly with an array of the most influential industry and policy thought leaders in the nation.

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