Racial Equity Makes “Cents”

As we near the end of Black History Month, Capital Commentary weighs in on the benefits of an invigorated national policy to increase Black homeownership and highlights some of the places where Black Americans find a welcoming embrace and a robust economy. Read More

All Eyes On Racial Equity

Black History Month is an appropriate time for Capital Commentary to take a deep dive into public policies designed to address and correct racial inequalities from the perspectives of think tanks, elected officials, financial regulators and legal experts. Read More

A New Beginning

A tumultuous January on top of a turbulent 2020 begs for a new start. Hopefully, that begins today when Joe Biden is sworn in as the nation’s 46th president under his inaugural-themed banner, “America United.” Read More

Bags Are Packed, Ready to Go

Whether due to the pandemic, low interest rates, unemployment or the desire for a new start, Americans are on the move. Most are doing it willingly; some have no choice. Capital Commentary looks at some movers (and shakers) in Washington. Read More

Looking for a Way Out for the GSEs

Since September 2008, the GSEs have been wards of the government, placed into conservatorship under the authority of the Federal Housing Finance Agency. Capital Commentary explores this topic in this issue. Read More

Now We Know: It’s Joe

Two hundred seventy-eight days after the Iowa caucuses, America knows who its next president will be. In this issue of Capital Commentary, we look at the policies and people that will shape and decide housing policy in the administration and Congress for the next two years. Read More

Finally, It’s Election Day …

Or, perhaps it will turn out to be election week as votes are tabulated over the coming days. Regardless of the results, housing will continue to be a critical driver of the nation’s financial well-being. This issue of Capital Commentary peers into some of the current events and proposals shaping America’s housing economy. Read More

Take Time to Exercise … Your Vote

In this issue of Capital Commentary, I’d like to invoke a procedure known as a “point of personal privilege.” In parliamentary terms, a point of personal privilege concerns a matter both “timely and urgent.” And, in my case, personal, too. Read More