Insights
Housing policy
Regulators Revisit Redlining
If you thought redlining was a housing practice found just in history books, think again. Federal agencies, including the Department of Justice (DOJ) and the Consumer Financial Protection Bureau (CFPB)...
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Video
Frequently ASKed Questions
Complex MI underwriting issues can delay approvals for your borrower’s loan. Don’t waste time trying to resolve them in-house – simply ASK Arch MI....
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Housing policy
Will Banks Abandon Home Lending?
If scorching summer temperatures weren’t bad enough, the housing finance industry is hot under the collar due to new bank capital requirements, found in the so-called Basel III Endgame, for home loans...
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Insight
Five Ways to Boost Your Originations in a Slower Market
With forecasters expecting this year’s mortgage originations to lag behind 2022, every deal counts. Check out five solid strategies that give you an edge with buyers...
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Housing policy
Common Woes Offer Hope for Housing
Sadly, the days are already getting shorter here on the other side of the summer solstice. We thought it a good time to shorten this issue of Capital Commentary, too, by a couple of hundred words while...
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Housing policy
PolicyCast: How Housing Avoided Disaster during the Pandemic
In the first of a two-part episode, Dr. Mark Calabria, former FHFA Director and author of “Shelter from the Storm: How a COVID Mortgage Meltdown Was Averted,” discusses how his experiences during the Gr...
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Insight
As Mortgage Fraud Worsens, Train Your Staff on New Red Flags
Historically, declines in mortgage application volume bring increases in fraud attempts. As applicants turn to more elaborate schemes to falsely meet tightening underwriting standards, now is a good tim...
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Video
Fight Mortgage Fraud and Win
Mortgage fraud is surging in the U.S., and loan originators face losing millions if they can’t prevent it from happening to their businesses....
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Housing policy
FHFA under Fire
The dog days of summer haven’t yet hit Washington, but the temperature was plenty hot for the Federal Housing Finance Agency (FHFA) at two House committees investigating the regulator’s decisions on the...
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