Insights
Insight
Building Loyalty in the Age of Rate Shopping
Encouraging homebuyers to be loyal and provide referrals in today’s highly competitive market requires mortgage loan officers to do a lot of work post-closing. However, these efforts pay off when you su...
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Insight
Mastering the Multi-State Mortgage: An LO’s Guide to Navigating Regulatory Complexities
Mortgage loan officers face challenges due to differences in state real estate laws. To keep pace, experienced mortgage loan officers stay informed, build networks, communicate effectively and proactive...
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Housing policy
Can Factories Fix Housing?
In the next two issues of Capital Commentary, we dive into the evolving world of factory-built homes and explore the crucial policy shifts needed to supercharge their role in solving the housing crisis....
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Housing policy
Housing Crisis in Rural USA
Iowa’s slogan is the “State of Minds,” and it’s grappling with its own State of Housing. It's a conversation that demands attention from policymakers....
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Housing policy
Closing Costs Crackdown
Lucky families and individuals who find a home to purchase are discovering it costs more than in the past to close the loan....
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Insight
Three Smart Tips Can Turn Renters into Homebuyers
A competitive homebuying season awaits first-time buyers already struggling to save for a down payment. As a mortgage LO, you can help them achieve their homeownership dreams faster with three key recom...
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Insight
How to Deal with Stressed Clients in a Tough Housing Market
Contending with higher mortgage rates and high home prices, many homebuyers are reporting issues with sleeplessness and even family conflict — making it more important for mortgage loan officers to offe...
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Housing policy
PolicyCast: Navigating the Homeowners Insurance Crisis
Robert Gordon of American Property Casualty Insurance Association joins the Arch MI PolicyCast to discuss the impact of climate change on homeowner’s insurance and how insurers are responding by adoptin...
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Housing policy
PolicyCast: “It’s Supply, Stupid”
NAHB’s Jim Tobin shares how his organization responds to technological advances and what can be done to build enough homes to address the affordability crisis....
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