Insights
Insight
Five Ways to Boost Your Originations in a Slower Market
With forecasters expecting this year’s mortgage originations to lag behind 2022, every deal counts. Check out five solid strategies that give you an edge with buyers...
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Housing policy
Common Woes Offer Hope for Housing
Sadly, the days are already getting shorter here on the other side of the summer solstice. We thought it a good time to shorten this issue of Capital Commentary, too, by a couple of hundred words while...
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Housing policy
PolicyCast: How Housing Avoided Disaster during the Pandemic
In the first of a two-part episode, Dr. Mark Calabria, former FHFA Director and author of “Shelter from the Storm: How a COVID Mortgage Meltdown Was Averted,” discusses how his experiences during the Gr...
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Insight
As Mortgage Fraud Worsens, Train Your Staff on New Red Flags
Historically, declines in mortgage application volume bring increases in fraud attempts. As applicants turn to more elaborate schemes to falsely meet tightening underwriting standards, now is a good tim...
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Video
Fight Mortgage Fraud and Win
Mortgage fraud is surging in the U.S., and loan originators face losing millions if they can’t prevent it from happening to their businesses....
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Housing policy
FHFA under Fire
The dog days of summer haven’t yet hit Washington, but the temperature was plenty hot for the Federal Housing Finance Agency (FHFA) at two House committees investigating the regulator’s decisions on the...
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Insight
National Homeownership Month 2023: What’s Different This Year?
It’s June, the month when historically a record number of new homeowners close on homes. Although mortgage rates were down slightly at the beginning of May (the average 30-year fixed-rate mortgage was 6...
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Housing policy
LLPA Changes Stir Controversy
Anyone following housing policy knows that one issue has dominated recent headlines: Changes to upfront loan prices paid by borrowers on loans sold to Fannie Mae or Freddie Mac that took effect May 1....
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Insight
Help Homebuyers Succeed with Education and Affordable Down Payments
With homebuyers facing new hurdles this year, including higher interest rates and a lack of inventory, mortgage originators focus more on homebuyer education to set expectations up front and equip borro...
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