Archive
Housing policy
Regulators Revisit Redlining
If you thought redlining was a housing practice found just in history books, think again. Federal agencies, including the Department of Justice (DOJ) and the Consumer Financial Protection Bureau (CFPB)...
Learn More
Housing policy
Will Banks Abandon Home Lending?
If scorching summer temperatures weren’t bad enough, the housing finance industry is hot under the collar due to new bank capital requirements, found in the so-called Basel III Endgame, for home loans...
Learn More
Housing policy
Common Woes Offer Hope for Housing
Sadly, the days are already getting shorter here on the other side of the summer solstice. We thought it a good time to shorten this issue of Capital Commentary, too, by a couple of hundred words while...
Learn More
Housing policy
FHFA under Fire
The dog days of summer haven’t yet hit Washington, but the temperature was plenty hot for the Federal Housing Finance Agency (FHFA) at two House committees investigating the regulator’s decisions on the...
Learn More
Housing policy
LLPA Changes Stir Controversy
Anyone following housing policy knows that one issue has dominated recent headlines: Changes to upfront loan prices paid by borrowers on loans sold to Fannie Mae or Freddie Mac that took effect May 1....
Learn More
Housing policy
Housing: Brighter Days Ahead
Warmer and longer days are brightening our surroundings and may contribute to a rosier outlook for housing....
Learn More
Housing policy
Will Climate Change Housing’s Future?
Climate change’s long-term implications for housing come under scrutiny in the latest Capital Commentary. Homeowners insurance and heating bills are increasing while policymakers wrestle with climate-ex...
Learn More
Housing policy
Growing Risks to Housing Finance System?
This issue of Capital Commentary highlights new potential risks to the housing finance system: reducing the effectiveness of transferring credit risk and eliminating title insurance and full appraisals ...
Learn More
Housing policy
Queen City’s King-Size Problems
Arch MI leaders recently visited Cincinnati, Ohio, to ask local stakeholders about the causes and ramifications of the limited supply of homes available for sale and what should be done to boost afforda...
Learn More
Housing policy
Rising Homeownership Barriers
We’re a month from spring, which traditionally kicks off homebuying season. But mounting barriers are delaying or canceling the American dream of homeownership for growing numbers of prospective buyers....
Learn More