Insights
Housing policy
All Eyes On Racial Equity
Black History Month is an appropriate time for Capital Commentary to take a deep dive into public policies designed to address and correct racial inequalities from the perspectives of think tanks, elect...
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Housing policy
A New Beginning
A tumultuous January on top of a turbulent 2020 begs for a new start. Hopefully, that begins today when Joe Biden is sworn in as the nation’s 46th president under his inaugural-themed banner, “America U...
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Insight
Flourishing in Uncertainty
The 2020 housing market exceeded all expectations. Entering 2021, loan originators will undoubtedly face new challenges that require flexibility and innovative solutions to thrive in a fast-changing mar...
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Housing policy
Bags Are Packed, Ready to Go
Whether due to the pandemic, low interest rates, unemployment or the desire for a new start, Americans are on the move. Most are doing it willingly; some have no choice. Capital Commentary looks at some...
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Insight
Five Positive Messages for Millennial Homebuyers
Mortgage originators can offer many homebuyers in the Millennial age group (21–40 years old) positive news about their ability to afford a home as sales numbers set records....
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Housing policy
Looking for a Way Out for the GSEs
Since September 2008, the GSEs have been wards of the government, placed into conservatorship under the authority of the Federal Housing Finance Agency. Capital Commentary explores this topic in this is...
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Housing policy
Now We Know: It’s Joe
Two hundred seventy-eight days after the Iowa caucuses, America knows who its next president will be. In this issue of Capital Commentary, we look at the policies and people that will shape and decide h...
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Housing policy
Finally, It’s Election Day …
Or, perhaps it will turn out to be election week as votes are tabulated over the coming days. Regardless of the results, housing will continue to be a critical driver of the nation’s financial well-bein...
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Insight
The Five Habits of Successful Loan Originators
How can mortgage loan originators finish 2020 strong and begin 2021 with substantial momentum? One time-tested strategy is to emulate a successful LO’s daily habits....
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