Insights
Housing policy
All Eyes on the High Court
Housing policy aficionados are keeping a watchful eye on the U.S. Supreme Court related to the future of the Director of the Federal Housing Finance Agency (FHFA)....
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Insight
What You Should Know About Today’s Millennial Homebuyers
Millennials are the largest generation and, despite hurdles, continue to be the most likely to buy a house....
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Housing policy
Searching for Equilibrium
The law of supply and demand can be boiled down to this: As supply increases, prices tend to drop. When supply falls, prices increase. The economy reaches equilibrium when supply and demand are in balan...
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Housing policy
P-S-P-A: CAPS, CAPS, CAPS
This issue of Capital Commentary is about recent amendments to the Preferred Stock Purchase Agreement (PSPA) between the U.S. Department of Treasury and the Federal Housing Finance Agency (FHFA), which ...
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Housing policy
Home = Life
The headline of this issue of Capital Commentary comes from a recent hearing of the U.S. Senate’s Banking, Housing and Urban Affairs Committee, “Home = Life: The State of Housing in America.”...
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Insight
Five Keys to Originating More Construction-to-Permanent Loans
As the tightening housing shortage sets new records, loan originators prepare for a rise in construction-to-permanent mortgage loans....
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Housing policy
A Nation of Involuntary Renters?
Ed Gorman, Chief Community Development Officer of the National Community Reinvestment Coalition (NCRC), warns that too many Americans are destined to be “involuntary renters” without substantial home co...
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Housing policy
Racial Equity Makes “Cents”
As we near the end of Black History Month, Capital Commentary weighs in on the benefits of an invigorated national policy to increase Black homeownership and highlights some of the places where Black Am...
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Insight
Helping Homebuyers Become “House Rich”
Owning a home is one of the biggest drivers of wealth creation, and it’s a topic many homebuyers don’t hear enough about....
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