Insights
Housing policy
Finally, It’s Election Day …
Or, perhaps it will turn out to be election week as votes are tabulated over the coming days. Regardless of the results, housing will continue to be a critical driver of the nation’s financial well-bein...
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Insight
The Five Habits of Successful Loan Originators
How can mortgage loan originators finish 2020 strong and begin 2021 with substantial momentum? One time-tested strategy is to emulate a successful LO’s daily habits....
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Housing policy
Take Time to Exercise … Your Vote
In this issue of Capital Commentary, I’d like to invoke a procedure known as a “point of personal privilege.” In parliamentary terms, a point of personal privilege concerns a matter both “timely and urg...
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Housing policy
CRT: Effective, Popular but Threatened
This issue of Capital Commentary discusses the reasons Credit Risk Transfer is so popular among policymakers, capital markets investors, industry groups and consumer advocates....
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Housing policy
Capital Commentary: 2020 Biden-Harris Campaign Housing Policy Review
In this issue, CAPITAL COMMENTARY puts housing policies favored by Joe Biden and Kamala Harris under the magnifying glass. Follow links to learn more about topics. Share the newsletter with colleagues a...
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Insight
As Refinance Fees Loom, Offer Borrowers Additional Savings
Lenders are scrambling to complete refinances ahead of new fees imposed by Fannie Mae and Freddie Mac that will add an average $1,400 to borrowers’ home loans, beginning in December. Stand out in this h...
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Housing policy
Capital Commentary: 2020 Trump-Pence Campaign Housing Policy Review
Labor Day is the traditional kickoff to the presidential campaign. Election Day is now just weeks away. Our inaugural newsletter focuses on the record and aims of the Donald Trump-Mike Pence campaign in...
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Insight
Debunking Mortgage Myths
With millions of Americans working at home due to COVID-19, many renters and homeowners are thinking about moving to larger homes with more amenities, including dedicated office space and exercise equip...
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Insight
Make Online Reviews Part of Your Referral Strategy
During a time when face-to-face contacts are far less frequent, mortgage originators can still collect valuable referrals by encouraging customer feedback on sites that rate businesses, like Google Revi...
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